I had a long painful, nauseating, dramatic experience with Standard Chartered (can’t believe this is my first entry after months of ‘khalwat’).

Bullshit 1

My first application for credit card and balance transfer was rejected, due to an incomplete billing address.

Bullshit 2

After being persuaded by the salesperson in Ampang Point, I applied again. And it was rejected again due to the same problem.

Bullshit 3

I faxed the complete billing address they wanted, and it was approved. But, not a single money was transferred. I receive only the credit card. They asked me to apply again.

Bullshit 4

I faxed the balance transfer application for three times before it was approved. But, only 30% of the money was transferred.

Bullshit 5

I did not receive the first statement, and they claimed that I was overdue. They charged me other interests.

Bullshit 6

After 2 months suffering from the humiliation, I decided to cancel the card. They asked me to pay the interests for the following 34 months.

Bullshit 7

I paid the whole sum and cancelled the card. They said there might be other interests incurred, even after I cancelled the card.

Bullshit 8

The many-faces customer service lady called me, persuading me not to cancel the card. I said no. She said it was nice talking to me. I said:

“Nice talking to you too. And I still think Standard Chartered is the lousiest fucking bullshit bank on the earth.”